Answer · halal screening
Is NMI Holdings, Inc. (NMIH) stock halal?
0/100
NMI Holdings, Inc. (NMIH) currently screens as not halal (non-compliant) under Daleel's methodology, scoring 0/100.
How it scores against each standard
Per-standard detail is recomputed on the next full screening — see the portal report for the current side-by-side matrix.
Purification
14.76% of dividends and gains is the estimated non-permissible share to donate to charity to purify the position.
Why
- Interest income 14.8% — high, but under the 20% hard cutoff
- Conventional finance (Insurance - Specialty): interest-based banking, insurance underwriting or mortgage lending is excluded by every standard regardless of ratios
The receipts
Every ratio behind this verdict has a line like the one above. The full evidence ledger is in the portal →
This verdict is a methodology calculation derived from public SEC filings — it is not a fatwa and not a religious ruling. Consult a qualified scholar for matters of fiqh. Nothing here is investment advice.
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