Answer · halal screening
Is HCI Group, Inc. (HCI) stock halal?
0/100
HCI Group, Inc. (HCI) currently screens as not halal (non-compliant) under Daleel's methodology, scoring 0/100 and passing 0 of 5 major Sharia screening standards (AAOIFI, DJIM, MSCI, S&P, FTSE).
How it scores against each standard
0 of 5 standards passed. Each standard applies its own thresholds and denominators — disagreement between them is the signal, not noise.
Purification
26.56% of dividends and gains is the estimated non-permissible share to donate to charity to purify the position.
Why
- Conventional finance (Insurance - Property & Casualty): excluded by every standard regardless of ratios
- Interest income is 26.6% of revenue — exceeds the 20% hard cutoff; non-compliant under every methodology
The receipts
Every ratio behind this verdict has a line like the one above. The full evidence ledger is in the portal →
This verdict is a methodology calculation derived from public SEC filings — it is not a fatwa and not a religious ruling. Consult a qualified scholar for matters of fiqh. Nothing here is investment advice.
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