Answer · halal screening
Is ENCORE CAPITAL GROUP, INC. (ECPG) stock halal?
57/100
ENCORE CAPITAL GROUP, INC. (ECPG) currently screens as not halal (non-compliant) under Daleel's methodology, scoring 57/100 and passing 0 of 5 major Sharia screening standards (AAOIFI, DJIM, MSCI, S&P, FTSE).
How it scores against each standard
0 of 5 standards passed. Each standard applies its own thresholds and denominators — disagreement between them is the signal, not noise.
Purification
5.71% of dividends and gains is the estimated non-permissible share to donate to charity to purify the position.
Why
- Interest income 5.7% — exceeds the scholarly 5% ceiling
- Financial sector (Credit Services); interest income 5.7% — mixed revenue
- Financial-sector company failing all five methodologies — classified non-compliant
The receipts
Every ratio behind this verdict has a line like the one above. The full evidence ledger is in the portal →
This verdict is a methodology calculation derived from public SEC filings — it is not a fatwa and not a religious ruling. Consult a qualified scholar for matters of fiqh. Nothing here is investment advice.
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